About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. It's about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. We're committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.
The Role Responsibilities
Implement the vision, strategy, direction and leadership for the Strategic Intelligence, Group i3 team, consistent with the vision and strategy for i3 and FCC, and in support of the Group's strategic direction and growth aspirations.
Analyse comprehensive impact of financial crime related regulatory matters on the relevant business area and its operations.
Ensure that key changes (to laws, rules, regulations) are communicated and cascaded (in region/country), in coordination with group communications.
Support relevant stakeholders to make decisions based on current and possible future policies, practices, and trends.
Keep track of and provide advice to relevant stakeholders on the interpretation and application of regulatory expectations, laws, best practices and policies related to FCC.
Support resolution of competing requirements between regulations, for example between AML regulations and data privacy/bank secrecy or information security regulations.
Develop, keep up to date and recommend for approval by the relevant Risk Committee, appropriate to address financial crime risks, aligning with relevant regulatory requirements.
Providing governance and oversight over the implementation of FCC-related policies and procedures in Group i3 to ensure compliance with such policies and procedures.
Provide advice to relevant stakeholders on compliance with Group standards relating to AML, Sanctions and ABC.
Manage and/or resolve alerts/cases and SARs.
People and Talent
Provide leadership, management and coaching to direct reports to ensure they are highly engaged and performing to their potential.
Promote and embed a culture of openness, trust and risk awareness, where ethical, legal, regulatory and policy compliant conduct is the norm.
Stimulate an environment where forward planning, prioritisation, deadline management and streamlined workflows and collaborative, inclusive yet effective and efficient work practices are the norm.
Collaborate with training teams to input to training curriculum to support closing of capability gaps.
Provide actionable financial crime intelligence and risk analysis based on internal risk data external information.
Provide advice to FCC stakeholders on financial crime risk events.
Work closely with the wider i3 teams in their identification of FCC risk for individual customers and clients, and use the output to inform their analysis.
Report findings to FCC Management Teams and escalate as appropriate to committees and key senior stakeholders.
Ensure the suitability and quality of case data maintained on enterprise case management systems.
Understand technical aspects of systems relevant to Case Management.
Apply Group and FCC policies and processes to manage risks.
Make recommendations (and/or implement) to relevant stakeholders on possible risk management responses to identified risks and/or findings of concerns from investigations.
Inform senior management and relevant regulators of serious regulatory breaches (or where risk tolerances have been breached) and ensure that actions are taken quickly to remediate and/or activities are ceased.
Analyse significant financial crime risk events (e.g. SAR's, non-compliant transactions, production orders) to ensure that all connected parties, particularly cross-border are identified and reported at the appropriate levels internally as well as externally across all relevant jurisdictions.
Identify intelligence for typology studies and risk mitigation plans.
Identify financial crime risk indicators through various internal/external sources that impact SCB and its clients.
Advise relevant stakeholders on outcomes of AML, Sanctions and ABC risks identification and assessment methodologies.
Partner with legal counsel for advice on technical matters.
Ensure that intelligence analysis supports significant investigations internally and externally where relevant (including cross-border).
Provide investigative expertise to support management of Significant Regulatory/Legal cases.
Manage end-to-end financial crime client reviews initiated by external sources (regulators, agencies, authorities or other external organisation), and internal surveillance.
Conduct a root cause analysis on the control/other failures to ensure lessons are learned across the bank.
Provide intelligence (to internal forums) on specific clients, client-types and emerging risk typologies.
Provide intelligence inputs to support calibration of bank's Risk Methodologies (including aggregate client risk, product risk and country risk assessments).
Attend relevant leadership meetings.
Provide [or support] senior oversight of FCC region/country/function.
Ensure tracking and remediation of surveillance and investigations related regulatory findings.
Prepare and cascade lessons learned from audit findings, FCC assurance activities and specific investigations.
Propose control improvements, enhancements and simplifications where appropriate.
Lead or influence significant programmes of work in support of the financial crime compliance objectives.
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Lead the Group i3 to achieve the outcomes set out in the Bank's Conduct Principles.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.